Tenants in Common
An Accessible Path to Homeownership
At Affordable Infill Housing, we use the TIC model to make homeownership more accessible. A TIC (Tenancy in Common) lets multiple buyers co-own a property affordably, each holding a share they can use, build equity with, and sell independently.
What is TIC?
Tenants in Common (TIC) is a form of ownership where two or more people share ownership of a property. Each owner holds a percentage interest in the building but has exclusive rights to their unit. Itβs a popular option in urban areas where housing prices are high.
Who is TIC For?
How It Works β Step by Step
Big picture: You co-own the whole building with other buyers, and your agreement gives you the exclusive right to live in (and improve) your specific unit.
1. Find your home, pick your unit β Choose the home that fits your needs within the building.
2. Own your share β Youβll own a percentage of the property tied to your unit through a TIC agreement.
3. Get financing β Most buyers use a TIC loan (similar to a regular mortgage).
4. Move in β Enjoy your new home while sharing building costs with the other owners.
Thatβs itβyouβre officially a homeowner.
Why Buyers Choose TIC
More affordable than condos β A lower price point to own in great neighborhoods
Flexibility β Owners can invest together without needing equal shares.
Exclusive rights β You live in and customize your own home.
Path to Equity β A strategic alternative to renting, offering buyers a way to build wealth.
Shared costs β Building expenses are split fairly among owners.
Transferable β Each owner can sell or transfer their share independently.
A path to ownership β Especially appealing for first-time buyers.
Affordability β Lowers the barrier to entry in high-cost markets like the Bay Area.
Join the Waitlist
Weβre always preparing new TIC opportunities. By joining our waitlist, youβll:
Get early access to available units
Stay ahead of the market
Receive updates on pricing and financing
